Protect the loan and the device from first EMI to last
Four capability groups cover recovery, tamper resistance, theft response and fleet control. Pick a group to see what it does.
EMI lock and auto-recovery
The lock follows the repayment schedule, so recovery happens without a phone call.
Remote instant lock
Send a lock command from the dashboard or API and the handset responds in under a second.
Automatic lock on missed EMI
When the grace period you set ends, the device locks itself. No agent has to remember to do it.
Instant unlock on payment
A confirmed payment in your LMS releases the phone straight away, which keeps borrowers paying on time.
Multi-lingual payment reminders
Custom reminders by WhatsApp, SMS and push notification, written in the language your borrower reads best.
Pre-lock warning sounds
An audible warning plays before the lock engages, so the borrower is never surprised by it.
Hardware and anti-tamper protection
A lock only works if the borrower cannot remove it. These layers close the usual escape routes.
Factory Reset Protection (FRP)
A factory reset leaves the device tied to the loan, so wiping the phone does not free it.
Anti-flash and hard-reset lock
Attempts to reflash firmware or reset through recovery mode trigger an immediate lock and an alert to your team.
Offline lock engine
The lock runs on the device itself. If the borrower stays offline past the due date, it still engages without an active internet connection.
USB debugging and developer option blocking
Developer options and USB debugging stay disabled, which shuts the door on most side-loading and removal tools.
Smart anti-theft and intruder shield
If a financed phone is lost, stolen or passed on, you see it happen and can respond from the dashboard.
Intruder photo on wrong PIN or pattern
After repeated incorrect unlock attempts, the front camera captures a photo and sends it to your dashboard.
Live GPS tracking and location log
See where a device is now and where it has been, with a timestamped location history.
Remote siren alarm
Trigger a loud alarm on a missing handset, even if the volume is muted.
SIM change alert
Get notified when the SIM is swapped, which is often the first sign a phone has changed hands.
Stealth background mode
The agent runs quietly with a minimal footprint, so it does not drain the battery or clutter the borrower's screen.
Enterprise MDM and LMS dashboard
One console for the whole portfolio, connected to the systems your team already runs.
Multi-device management
Filter, search and act on thousands of devices at once, by branch, dealer, loan status or risk score.
LMS and ERP integration
Connect to Tally, Busy or your own loan system through custom APIs and webhooks. Payments and schedules stay in sync automatically.
White-label branding
Large lenders can ship the borrower app and lock screen under their own name, logo and colors.
Bulk provisioning with zero-touch enrollment
Enroll whole shipments of devices before they reach the counter, so retailers hand over a phone that is already protected.
Want to see these on a live device?
We will run the lock, reminder and unlock cycle on a test handset and map it to your loan process.